Mortgage Application Documentation Checklist
Originals are preferable, though copies may be acceptable for certain items

• P60(s)
• Three recent pay slips
• Salary certificate / employers letter confirming permanency together with gross salary
• Confirmation of source of deposit
• Photocopy of identification: passport or driving licence
• Verification of existing address by way of gas or electricity bill
• Application form
• Valuation fee

Applicants Building Their Own Home Only

• Homebond Certificate
• Or Architect's Certificate of Supervision and Professional Indemnity Insurance Fixed Price Contract
• Planning Permission
• Plans/Maps & Specifications

Rates of Duty for Residential Property - Budget April 2009

Consideration (or Aggregate Consideration) exceeds €127,000	First Time Buyer	Full Rate
First €125,000	Exempt	Nil
Next €875,000	Exempt	7%
Excess over €1,000,000	Exempt	9%

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